Investing Basics: Everything I Wish I Knew In My 20’s 

Lets talk about investing, 401k vs Roth IRA, how to invest with an HSA, target date funds, expense ratios, and income-generating assets.

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Video Chapters:

00:00 investing basics: tips for beginner investors

00:38 investing is necessary to beat inflation

01:20 high yield savings accounts with good interest rates

02:10 definition of an investment: acquiring assets that give you returns over time

02:44 boring investments are better than trendy investments

03:50 401k vs Roth IRA vs HSA Health Savings Accounts for investing

06:20 Roth IRA explained

06:56 investing your HSA for triple tax protection

09:43 steady and consistent contributions will grow your investment accounts more over time

10:45 moving money from the cash balance to an investment

11:30 mutual fund vs index fund vs target date fund

12:04 expense ratios are more important than you think

13:54 Can you time the stock market?

16:32 buying stocks and shares of companies you believe in

17:51 should you invest if you have debt

21:03 investing your time and energy into digital assets

23:41 stop trading your time for money